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Get the Most Current and Competitive Rates Today!

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At the Hereford Texas Federal Credit Union, we are committed to providing our members with the most competitive rates possible.

Accounts Disclosure

The rates, fees, and terms applicable to your account at Hereford Texas Federal Credit Union are provided in the Truth-in-Savings Disclosure on file at the Credit Union. The Credit Union may offer other rates for these accounts from time to time. The rates and fees appearing in these Schedules are accurate and effective for accounts as of the Effective Date indicated in these Rate and Fee Schedules. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

Find the name of the share type in the first column, a brief description in the second column, followed by the corresponding dividend rate and percentage yield.

Share TypeDescriptionDividend RatePercentage Yield*
Share Account (Savings)$25.00 and Up.
Required Sustaining Balance of $25.00.
Share Draft Account (Checking)$5.00 and Up.
Required Opening Balance of $5.00.
Certificates of Deposit
Term of Six (6) Months
Minimum Balance $1,000.00


Term of Twelve (12) Months
Minimum Balance $1,000.00
Term of Eighteen (18) Months
Minimum Balance $1,000.00
Term of Twenty-Four (24) Months
Minimum Balance $1,000.00
Term of Thirty (30) Months
Minimum Balance $1,000.00
Term of Thirty-Six (36) Months
Minimum Balance $1,000.00
Health Savings Investments---.30%.30000%
I.R.A. Certificate of Deposit
Roth/Roth Conv 

Rates effective 08/02/2022

*Yield may vary due to actual calculation.

Dividend rate and annual percentage yield may change at any time, as determined by the Board of Directors.