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People Helping People!

We truly believe that people do make a difference!

Hereford Texas Federal Credit Union is a group of people who have come together as a financial institution to invest in something bigger than ourselves – our community and the people who live in it.

We are a cooperative, not-for-profit financial institution who believes in the power of doing things better. We are member-owned and operated through a board of directors elected by the membership. The board establishes and revises policies, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them.

The primary purpose in furthering our goal of service is to encourage our members to save money and at the same time offer them loan and borrowing options.