Get the Most Current and Competitive Rates Today!

Get the Most Current and Competitive Rates Today!At the Hereford Texas Federal Credit Union, we are committed to providing our members with the most competitive rates possible.

Accounts Disclosure

The rates, fees, and terms applicable to your account at Hereford Texas Federal Credit Union are provided in the Truth-in-Savings Disclosure on file at the Credit Union. The Credit Union may offer other rates for these accounts from time to time. The rates and fees appearing in these Schedules are accurate and effective for accounts as of the Effective Date indicated in these Rate and Fee Schedules. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

 

 

     
  Share
Savings Account
Share Draft
(Checking) Account
INTEREST
Interest Rate
.15%  
Interest Compounded Daily  
Interest Credited Monthly  
Balance Requirements
Minimum Opening Deposit $25.00 $100.00
Service Fee --- $5.00
Minimum Balance to Earn the Stated APY $25.00 $100.00
Balance Method Daily Balance Daily Balance
Account Limitations  (See Account Disclosure) Account Transfer Limitations Apply  
  IRA Account Health Savings Account
INTEREST
Interest Rate
.70% .45%
Interest Compounded Annually Monthly
Interest Credited Annually Monthly
Balance Requirements
Minimum Opening Deposit $25.00 $25.00
Minimum Balance to Earn the Stated APY $25.00 $25.00
Balance Method Daily Balance Daily Balance
Account Limitations  (See Account Disclosure) Account Transfer Limitations Apply Account Transfer Limitations Apply
  Certificate of Deposit –
Small, 6 Month
Certificate of Deposit –
Large, 6 Month
INTEREST
Interest Rate/Annual Percentage Yield
0.45% / 0.451% 0.45% / 0.451%
Dividends Compounded Monthly Monthly
Dividends Credited Monthly (calendar) Monthly (calendar)
Balance Requirements
Minimum Opening Deposit $2,000.00 $90,000.00
Minimum Balance to Earn the Stated APY $1,000.00 $75,000.00
Balance Method Daily Balance Daily Balance
Account Limitations  (See Account Disclosure) Account Transfer Limitations Apply Account Transfer Limitations Apply
     
  Certificate of Deposit –
Small, 12 Month
Certificate of Deposit –
Large, 12 Month
INTEREST
Interest Rate/Annual Percentage Yield
.70% / .702% .70% / .702%
Dividends Compounded Monthly Monthly
Dividends Credited Monthly (calendar) Monthly (calendar)
Balance Requirements
Minimum Opening Deposit $2,000.00 $90,000.00
Minimum Balance to Earn the Stated APY $1,000.00 $75,000.00
Balance Method Daily Balance Daily Balance
Account Limitations  (See Account Disclosure) Account Transfer Limitations Apply Account Transfer Limitations Apply

 

 

© Hereford Texas Federal Credit Union - 330 Schley Avenue, Hereford, Texas | Phone: 1-806-364-1888 | Fax: 1-806-364-8638 | E-mail: htfcu@wtrt.net